Home Improvement Loans

What could $10,000, $25,000 or even $50,000 do for your home?


  • Finish that ugly basement bathroom
  • Replace a splintering deck
  • Get new energy efficient windows
  • Design your dream kitchen
If you finalize your loan before Nov. 1, 2018, you'll receive a FREE travel chair!

A Fridley Home Improvement Loan Can Help Make Your Vision a Reality!

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Low Interest Loan 


  • 4.5% fixed rate (4.504% APR)
  • Loan amounts from $1,000 - $50,000 - perfect for any size project
  • No income limits
  • Affordable payments with terms up to 20 years
  • Available for single-family homes
For additional details or to apply online, click here.

Emergency Deferred Loan  


  • 0% fixed rate
  • $10,000 maximum loan amount
  • Deferred loan is 100% due in 20 years or sooner if ownership changes
  • Eligible improvements determined through a required analysis of the condition of the property
​For additional details or to apply online, click here.

Multi-Family Exterior Loan  


  • 4.5% fixed rate (4.504% APR)
  • $50,000 maximum loan amount, an additional $3,000 may be borrowed for each additional unit
  • No income limits
  • 1-12 unit properties are eligible
  • Eligible improvements include corrections to code violations and exterior structure improvements
For additional details or to apply online, click here.
single family home

Mobile Home Improvement Loan 

 
  • 4.5% fixed rate
  • $10,000 maximum loan amount
  • No income limits
  • Most interior and exterior improvements are eligible
For additional details or to apply online, click here.

Senior Deferred Loans


  • 0% interest rate
  • $25,000 maximum loan amount
  • No income limits
  • Residential properties eligible
  • Eligible improvements are most interior and exterior projects

Not sure where to begin? A free Remodeling Advisor Visit can help! 


This FREE service for Fridley homeowners includes a visit to your home to assist with remodeling ideas, evaluate necessary repairs and improvements, and assist with reviewing bids.

Call 651-335-5856 to schedule an appointment.