Home Improvement Grants & Loans

The Fridley Housing and Redevelopment Authority (HRA) provides a variety of housing rehabilitation programs to help Fridley residents maintain and improve their homes and apartments. The following is a summary of the programs available. Loan & Grant programs can be used simultaneously for eligible projects.

Fridley Housing Programs Open House: Wednesday, February 9 

Meet with staff from the City of Fridley & the Center for Energy and Environment and have your Housing Loan, Grant, & Rebate questions answered on Wednesday, February 9 from 6-8 p.m. at Fridley City Hall. 

For more information, see the City Calendar 

Home Improvement Loans

  1. Low Interest
  2. Multi-Family Exterior
  3. Mobile Home 
  4. Senior Deferred
  5. Emergency Deferred 
  6. Down Payment

Low Interest Loan

  • 2% fixed rate
  • Loan amounts from $1,000 - $50,000 - perfect for any size project
  • No income limits
  • Affordable payments with terms up to 20 years
  • Available for single-family homes

Learn more and apply online for the Low Interest Loan.

Rebates & Grants

  1. Front Door Grant
  2. Residential Paint Rebate
  3. Insulation Rebate
  4. Water Rebate
  5. Foundation Grant

Front Door Grant Program

Grant application Deadline: March 7, 4:30 pm

This program is meant to provide an incentive for homeowners to increase the “curb appeal” of their home (and the City) by making improvements on the street side of their home. Grants are provided to pay for a portion of the improvements. Project tasks are considered either Basic or Beautification and the Grant amount varies based on type of work being completed. To be eligible for this program and receive the minimum grant of $1,000, homeowners must invest a minimum of $4,000 in projects from the "Beautifications Projects" list below. 

Grant amount ranges from $1,000 up to $5,000. Beautification Projects are reimbursed at 25% of project cost. (Optional) Basic Projects are reimbursed at 15% of project costs. 



  • Owner Occupied, Homesteaded, single family/duplex
  • Current on property taxes
  • Property valued at less than $400,000 (Verify via Anoka County)
  • Project must be visible from street in front of home
  • Work may not begin until project approval by City and HRA
  • May have received prior Fridley HRA Grants in the previous year; however, priority will be given to those who did not receive a grant in 2021
  • Projects must include at least one item and at least $4,000 worth of work from the Beautification Project list

Beautification Projects (25%)

$4,000 worth of Beautification Project work required

Basic Projects (15%)

Optional, once $4,000 Beautification Project minimum is met

Front door, storm door and/or garage door


Sidelight windows by front door


Columns at front door


Covered front porch

Soffit / Fascia

Brick, stone or shakes


Permanent landscaping


Driveway & Sidewalk repair & replacement


Window boxes & shutters

Retaining wall - repair or replace

Screening of utility boxes, garbage/recycling cans

Chimney repair, tuck-pointing, repointing


Deck or Porch – front/side yard, visible from front

Eligible permanent interior upgrades, including but not to limited major remodeling, building an addition, or finishing previously unfinished space.

You will receive an automated notification once your online application is received. 

Applicants who have applied by the Front Door Grant Application Deadline of 4:30 pm on March 7, 2022, will be notified of their grant status the following week. Please do not contact the City to inquire about your grant status prior to March 15, 2022.

If applications exceed available funds, eligible projects will be selected by random drawing. Priority will be given to those who did not receive a grant in 2021. If funds remain available, a second round of applications may be considered.

If selected for a grant, Staff will send you a list of Next Steps, or a notice of ineligibility if not selected. You are encouraged to schedule a FREE Remodeling Advisor visit (see below) before soliciting bids or collecting materials lists for the work to be done.

A grant Participation Agreement will be prepared based on the final bids (or materials lists) submitted to the HRA. Your maximum grant amount will be determined at this time and cannot be increased. Funds are reserved for your project once the Grant Participation Agreement has been signed. If funds remain uncommitted as of Monday, April 25, 2022, they may be made available to other housing program applicants.

Projects should be completed within 6 months of signing the Grant Participation Agreement.

Front Door Grant Application Overview

Free Remodeling Advisor Visits

Not sure where to begin? This FREE service for Fridley homeowners includes a visit to your home to assist with remodeling ideas, evaluate necessary repairs and improvements, and assist with reviewing bids. Call 612-244-2470 to schedule an appointment.

Home Energy Squad Enhanced Visits

Save Money and Energy in Your Home! A $50 investment in your home could save you hundreds!

What to expect:

  • Installation of energy saving materials such as: door weather-stripping, a programmable thermostat, LED light bulbs, a water heater blanket, and high efficiency water fixtures.
  • Perform a blower door test to measure your home for air leaks.
  • Complete an insulation inspection.
  • Perform safety checks on your heating system and water heater.
  • Recommend cost-effective energy upgrades.
  • Leave you with a report that serves as a road map for next steps you can take to make your home more energy efficient.

This home visit also qualifies you for utility rebates, as well as access to specialized energy financing. Click here to schedule an appointment online or call 612-228-6220.

This program is provided by CenterPoint Energy and Xcel Energy in partnership with Center for Energy and Environment (CEE), a local non-profit, and supported by the Fridley HRA.

Anoka County Resources

Anoka County offers additional information for homeowners and renters, including home buying information, additional finance programs, fair housing, senior housing, foreclosure prevention and more.